Insurance that’s more
than just a safety net

A holistic approach to your growth.

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I understand that by providing the information above, an agent from CarVa Insurance Solutions may contact me regarding health plan options.

Discovering the perfect insurance plans to safeguard your home, auto, renters, health, Medicare, life, and small business is a breeze with CarVa. Our unwavering goal is to stand by your side as you navigate life’s many adventures, ensuring that you are always safeguarded where it matters most. With independent agents stationed across North Carolina and Virginia, we offer a range of communication options, including phone, chat, text, email, video, and face-to-face meetings, to cater to your unique preferences. Let us be your steadfast companion, providing peace of mind every step of the way.

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Medicare Guide

Products We Offer

Medicare Advantage

Medicare Advantage

Medicare Advantage Plans, also called Medicare Part C or MA Plans, are an all-in-one alternative to Original Medicare. These plans, provided by private companies, encompass both Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).

Medicare Supplements

Medicare Supplements

To supplement Original Medicare and cover costs like deductibles, coinsurance, and copayments, private health insurance companies offer Medigap policies, or Medicare Supplement Insurance. These policies only cover the policyholder, so if a spouse needs coverage, they will need to purchase their own separate policy.

Prescription Drug Plans

Prescription Drug Plans

Medicare Part D, or the Medicare prescription drug benefit, is a program that beneficiaries can choose to enroll in to receive help paying for self-administered prescription drugs through prescription drug insurance premiums. Optional Medicare Part B covers almost all costs associated with professionally administered prescriptions.

Life Insurance

Life Insurance

As we approach the end of our lives, it's natural to worry about the financial burden that our funeral expenses could place on our loved ones. However, by obtaining a life insurance policy, you can have peace of mind knowing that your final expenses will be taken care of.

Health Insurance

Health Insurance

Health Insurance is designed to address the financial costs of medical conditions such as routine checkups, illnesses, or injuries. These plans are available in two categories: provided by an employer or purchased individually. Health Insurance plans purchased outside of an employer can be obtained on or off the Federally Funded Marketplace.

Dental & Vision

Dental & Vision

When enrolling in Original Medicare (Parts A and B), you may have discovered that dental and vision care are not covered. To address this issue, supplemental insurance plans for dental and vision care are available. These plans are economical and help with the expenses of oral and eye check-ups and procedures.

Home Insurance

Home Insurance

Homeowner's insurance is a type of policy that provides financial protection for your home and its contents in the event of damage, theft, or other covered incidents. It typically covers the structure of the home, personal belongings, and liability for injuries or property damage caused by you or your family members.

Auto Insurance

Auto Insurance

Auto insurance, also known as car insurance, is a policy that provides financial protection for you and your vehicle in the event of an accident, theft, or damage. It typically covers liability, collision, and comprehensive coverage to help pay for repairs, medical expenses, and other costs associated with car accidents.

Renter's Insurance

Renter's Insurance

Renter's insurance is a policy that provides financial protection for your personal belongings and liability as a tenant in the event of theft, fire, or other covered incidents. It can also provide temporary living expenses if your rental becomes uninhabitable due to a covered event.

Commercial (Small Business)

Commercial (Small Business)

Commercial insurance, also known as small business insurance, is a type of policy that provides financial protection for businesses in the event of property damage, liability claims, and other risks. It can also cover employees, equipment, and business interruption due to covered events such as natural disasters, theft, or lawsuits.

Our Carriers

medicare health insurance agent NC & VA

Esther Wallace

Licensed Sales Agent

336.270.9545 • [email protected]

Esther Wallace worked in healthcare until 2021 when she took the very short step into caring for people through insurance. She recently moved to Mount Airy, NC with her children, dog, and 5 cats. Esther specializes in Medicare, Home, Renters and Auto. NC and VA Licenses include Health, Medicare, Life, Property & Casualty.

Timothy Riley

Licensed Sales Agent

336.270.9545 • [email protected]

Timothy Riley worked as a Manager for 28 years for Chick-fil-A. In the summer of 2024, he moved from serving people through food service to caring for people through insurance. He has lived in Kernersville, NC for 10 years with his wife, kids, and dog. In his spare time, he loves watching sports (Go Tar Heels!) and volunteering in children’s services at his church. He specializes in Medicare, Health, and LIfe insurance and is licensed in NC and VA.

Contact Us

  • 336.270.9545
  • Medicare: 336.967.9581
  • PO Box 696 Mount Airy, NC 27030
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Request a Free Consultation

I understand that by providing the information above, an agent from CarVa Insurance Solutions may contact me regarding health plan options.